20+ Insanely Powerful AI Tools That Actually Make Money
How Smart Operators Turn AI Into Unfair Leverage.
We’re past the phase where simply “using ChatGPT” is a competitive advantage.
The people winning right now are using AI tools that ship products faster, cut labor costs, increase conversion rates, and scale distribution. AND, they’re often operating as one-person business that run at extremely high margins.
Today, I’m sharing 20+ AI tools you can use to do the same thing.
This is going far beyond the basics; no ChatGPT, Claude, or Gemini here.
Instead, these are AI tools that either:
Help you launch products faster
Help you turn attention into income
Help you win back more time
Help you boost your margins
If you’re building a one-person business, scaling a content brand, or just want to optimize your existing workflows, these are the tools that actually move the needle.
1. Lovable.Dev
Lovable.dev is my favorite vibe-coding tool, and I’ve tested quite a few of them at this point.
With Lovable, you can create a ready-to-market website or app just by using text prompts. You can even build SaaS products. It’s incredibly fast, very affordable, and doesn’t require any prior coding knowledge to use.
I personally used Lovable to launch my new side hustle database, HustleBuddy. I then marketed HustleBuddy on Reddit, Skool, and to my email list and genuinely turned this idea into revenue within 48 hours. It’s insane what you can do with vibe-coding.
Main Features: Natural language → code, mobile app generation, live previews, collaboration tools
Pricing: Some free daily credits, Pro Plan starts at $25 per month
Who It’s For: Solo founders, no-code builders, small agencies
2. i10X
i10X is another powerful AI workspace I’ve started using recently. In fact, I put out a video covering how to use it and how it can make you money on my YouTube channel recently.
With i10X, you can easily replace paying for ChatGPT Plus, Claude, Gemini and a host of other AI tools.
It’s excellent for creating written content, SEO blog articles, but also graphics and videos. Plus it has a useful AI Agent marketplace that’s packed with more useful features.
If you create content or want to streamline your business’ marketing workflows, I definitely suggest giving i10X a try.
Main Features: AI chat; deep research; image and video generation; SEO content
Pricing: Free plan available; paid plans start at just $8 monthly
Who It’s For: Entrepreneurs, solo-operators, content creators, students
💸 NOTE: Save an additional 15% by using the code "Tomk15”
3. Skywork AI
Still just using ChatGPT? Then it’s time you make the switch to Skywork AI.
This AI Smart Assistant has genuinely been game-changing for my businesses. It’s an amazing AI workspace that excels at deep-research tasks, image generation, data analysis, creating videos, building slideshows, and so much more.
I basically treat Skywork like an employee. I give it tasks, tell it to conduct competitive research for me, and use it to generate tons of marketing assets for my various content businesses.
The amount of time and money I save with this thing is immense. If I could only pick one tool to use, it would likely be this one.
Main Features: AI Smart Assistant; deep research; image/video generation
Pricing: Free plan available; paid plans start at $14.99 monthly
Who It’s For: Entrepreneurs, solo-operators, content creators, students
4. InVideo
InVideo AI turns scripts or ideas into polished videos with AI voiceovers, visuals, and editing baked in. It dramatically lowers the cost and time barrier for video content that drives traffic and sales.
I still prefer creating talking-head content and using Gling to create my YouTube videos. But InVideo is a powerful tool for faceless creators or pumping out short-form content.
Main Features: Text-to-video, AI scripts, stock footage, voiceovers
Pricing: Free plan available; paid plans start at $35 monthly
Who It’s For: YouTubers, influencers, marketers, content agencies
5. Otter AI
Otter AI records, transcribes, and summarizes meetings automatically, saving hours of manual note-taking. It’s especially powerful for sales calls, client interviews, and turning conversations into monetizable content.
Main Features: Live transcription, AI summaries, searchable notes, speaker identification
Pricing: Free plan available; paid plans start at $8.33 per month with sales
Who It’s For: Consultants, sales teams, creators, freelancers
6. MuleRun
MuleRun is an AI agent marketplace where you can find prebuilt agents to implement for your business.
There’s a ton of variety, and you can find AI agents that handle tasks like generating social media graphics, creating UGC videos, removing watermarks, and all sorts of handy tasks.
However, MuleRun also has a Creator side where you create and sell your own automated workflows to other people. It’s one of the few platforms where AI itself can become a sellable product, and it’s free to join as a Creator.
Main Features: AI agent marketplace, workflow automation, agent monetization
Pricing: Free starter tier; paid plans from $15.90/month
Who It’s For: AI builders, freelancers, solo-operators
7. PopAi
PopAi is an AI assistant that creates presentations, documents, and research summaries. It’s ideal for turning knowledge into sellable assets like decks, reports, and info products.
If you have to make pitch decks or reports each week, give this one a try. I’m using PopAi these days for YouTube pitches to brands and affiliates I’m working with, and it saves so much time versus doing this manually with PowerPoint or Google Slides.
Main Features: AI presentations, document creation, PDF summaries
Pricing: Free tier available; paid plans vary by usage
Who It’s For: Consultants, coaches, educators, students
8. Gling AI
Gling automatically edits talking-head videos by removing silences, bad takes, and filler words. It’s a massive time saver for creators publishing consistently on YouTube.
I’m now using Gling as part of my money-making YouTube workflow. It’s helping me produce content for my niche channels at a much faster rate without paying for human editors.
I also like Gling because it can enhance video and audio quality. This means you can start your own YouTube channel just by filming on a smartphone and then plugging the footage into Gling.
Main Features: Auto-cuts and editing, silence removal, captions, noise reduction
Pricing: Free tier available; paid plans start at $10 monthly
Who It’s For: YouTubers, educators, solo content creators
💸 UPDATE: My new YouTube Freedom Launchpad eBook is now live. If you want to make money on YouTube, this is the step-by-step process I use to identify profitable niches and scale quality channels.
9. Opus Clips
Opus Clips transforms long-form videos into viral short-form content optimized for TikTok, Reels, and Shorts. It’s an affordable, fast way to repurpose existing content you might have into extra social media content.
Personally, I also use Opus Clips’ new AI thumbnail generator to create thumbnails for a niche travel channel of mine. It actually does a pretty decent job. Or, at the very least, it creates a thumbnail that’s 80% of the way there that I then retouch in Canva.
Main Features: Auto clip extraction, virality scoring, captions, resizing
Pricing: Free plan available; paid plans start around $15/month
Who It’s For: Podcasters, YouTubers, personal brands, agencies
10. Hostinger’s AI Website Builder
Hostinger’s AI Website Builder creates complete websites from a simple business description, including copy and layout. It’s one of the fastest ways to get a monetized site live.
I’ve been playing around with it lately, and it does an excellent job at getting the framework of your site up with just a few prompts. From there, you can customize your website to look and feel the way you want.
If you don’t have a personal website yet, I’d use something like Hostinger to build one in an afternoon.
Main Features: AI-generated pages, SEO assistance, drag-and-drop editor
Pricing: Hosting plans start around $2.99/month based on sale pricing
Who It’s For: Side hustlers, bloggers, coaches, service businesses, affiliates
11. Semrush
I’ve used Semrush for over 5 years at this point. It’s actually the tool that powered my $1M+ blogging content business since it’s how I do my keyword research.
Keyword research ain’t what it used to be! But Semrush has valuable new features designed for AI-powered content optimization and competitor analysis. It also has a new AI-visibility toolkit to help you monitor your brand’s positioning in top AI searches.
Main Features: Keyword research, AI content tools, traffic analytics, competitive insights
Pricing: Semrush One starts at $199 monthly
Who It’s For: SEO professionals, content sites, media brands, agencies
12. AdCreative.ai
AdCreative.ai generates high-converting ad creatives and copy using AI trained on performance data.
This includes video ads, banners, product shoots, and even new AI UGC videos. You can then monitor your best-performing creatives and spy on what your competitors are doing.
Main Features: AI ad creatives, conversion predictions, competitor spying
Pricing: Starter plan begins at $39 monthly
Who It’s For: ecommerce brands, performance marketers, ad agencies
👉 Get started with AdCreative.ai
13. ManyChat
You know how everyone on social media is posting content with captions that end in: “If you comment X, I’ll send you Y?”
This is the latest trend in social selling. It’s also insanely powerful since you begin interacting with customers in their DMs.
Smart creators aren’t doing this manually. Instead, they use tools like ManyChat and its AI-powered chat automation to turn Instagram, Facebook, and SMS conversations into sales funnels.
ManyChat is also rolling out its AI chatbot which lets you sell more naturally to inbox replies and comments.
Main Features: AI chat flows, lead capture, ecommerce integrations, broadcasts
Pricing: Free plan available; Pro plan starts at $15 monthly
Who It’s For: Creators, ecommerce brands, coaches
Honorable Mentions
Krisp: A powerful AI meeting assistant with noise cancellation features, smart transcripts, summaries, and action items to help you work more efficiently.
Kudos: A free browser extension that tells you which credit card of yours is best to shop with to maximize points. It also has an AI-assistant to unlock more savings and additional cashback.
Swooped: Swooped uses AI to automate job applications and match your resume to higher-paying roles more efficiently. It turns job searching into a scalable, low-effort process instead of a time-consuming grind.
n8n: n8n is a powerful workflow automation tool that lets you connect apps and build custom automations. It’s ideal for replacing repetitive manual work with scalable systems that save time and money.
Blackbox AI: Blackbox AI helps developers and technical builders generate, understand, and refactor code faster. Cursor is more widely used, but I’ve heard pretty good things about Blackbox AI.
Gamma: Gamma lets you create clean, professional presentations and documents using AI instead of manual slide design. It’s perfect for turning ideas into polished decks quickly. It’s a nice alternative to PopAi.
ElevenLabs: ElevenLabs generates ultra-realistic AI voiceovers that can be used for videos, podcasts, audiobooks, and ads. It removes the need for voice talent while maintaining professional-quality audio. It’s also excellent if you create faceless YouTube videos.
soona: soona uses AI-powered creative tools to produce high-quality product visuals and content without expensive photo or video shoots. It helps ecommerce brands improve conversion rates with better-looking assets.
Reclaim.ai: Reclaim.ai is an AI scheduling assistant that automatically defends your time by planning tasks around your calendar. It helps knowledge workers reclaim deep work hours and operate at a higher output level.
Vmake: Vmake’s AI agent lets you create videos for ecommerce and social media with text and image prompts. It also has very useful video enhancement tools. I’ve been playing around with it, and it excels at making AI UGC videos in a variety of styles.
Manus: Manus is an AI agent designed to execute complex tasks across research, planning, and execution with minimal supervision. It acts more like a junior operator than a simple chatbot. Manus was just purchased by Meta for over $2B.
QuillBot: QuillBot is an AI writing assistant that rewrites, summarizes, and improves text for clarity and tone. It’s useful for polishing content quickly without starting from scratch.
Midjourney: Midjourney creates high-quality AI-generated images that can be used for branding, ads, thumbnails, and product concepts. It enables rapid visual creation without designers. I’ve used it for my YouTube channels and it’s very easy to use.
Synthesia: Synthesia allows you to create professional AI-generated videos with avatars and voiceovers from text alone. It’s a fast way to produce training, marketing, and explainer videos at scale
You can find even more popular AI tools based on usage on Exploding Topics. I scrolled through this list to research more tools, and I didn’t know half of these, and there’s some pretty neat ones!
Next Steps - Make This Count For Something!
Well there you have it: 20+ AI tools that can help you make more money, cut down on operating costs, and win back more of your time.
However, AI tools are only effective if they’re actually implemented. It’s easy to read about how great these tools are. It’s another thing entirely to use them.
My advice here is to schedule AI testing/training into your weekly tasks. Seriously.
I take a bit of time each weekend to try out something new in the world of AI. I also cover AI tools all the time now on my main YouTube channel.
Most of the time, I spent an hour with a tool, think “that was kinda cool!” and then never touch that tool again. But this process gets the wheels turning. And, sometimes, I discover a tool or workflow that adds immediate value to my businesses (like vibe-coding with Lovable, or using Gling AI to produce more videos.)
People spend money on courses, seminars, coaching and all kinds of things in the name of education and skill development. Do the same thing with AI tools. This is how you stay sharp and discover actionable ways to work more efficiently.
Anyways, that does it for this one! Thanks for reading and for your support as always.
👉 Want to take your online business to the next level? Book a paid consulting call with me. Let’s uncover strategies to scale your audience and income this year.
Enjoy your weekend everyone. It’s time for some more Cape Town hiking here.
Tom from WiFi Wealth.
Note: Some of the links in this article are affiliate links. I may receive compensation when you sign up with these links at no additional cost to you. Thank you for your support.
This whole post is gold! Saving to do more research! Some of these AI things are positively mind-blowing!
This is such a helpful list! Thanks for putting it together.